body { 
 
  margin: 0;
  background-image:url(../images/htm2bg.jpg);
  border: 0;

}


img{
border:0;
}

h1{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:30px;
color:#FFFFFF;
}

.headtext{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:18px;
color:#FFFFFF;
}

.wrapper{
background-color:#000000;/*Background Color Black*/
margin: 0px auto 0px auto;
width:900px;
}

.indexhead{
background-color:#000000;/*Background Color Black*/
margin: 0px auto 0px auto;
width:850px;
}

.content{
background-color:#000000;/*Background Color Black*/
margin: 0px auto 0px auto;
width:850px;
}

.footer{
background-color: #000000;
height:20px;
margin: 0px auto 0px auto;
width:850px;
}

.submenus{
font-family:Verdana, Arial, Helvetica, sans-serif; color:#FFFFFF; font-size:9px; line-height:inherit; 
}

.heading{
font-family:Verdana, Arial, Helvetica, sans-serif; color:#FFFFFF; font-size:14px; line-height:inherit; font-weight:bold; 
}

.formtext{
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#000000;
font-size:10px;
}


p{
font-family:Verdana, Arial, Helvetica, sans-serif; color:#FFFFFF; font-size:14px; line-height:inherit;
}

a:link {
	color: #FFFFFF;
	text-decoration: none;
}
a:visited {
	text-decoration: none;
	color: #FFFFFF;
}
a:hover {
	text-decoration: underline;
	color: #FFFFFF;
}
a:active {
	text-decoration: none;
	color: #FFFFFF;
}